Our smart contracts offer a hassle-free and streamlined borrowing experience providing you with the funds you need in a timely manner to meet your financial requirements.
This is a process, how you can get loan for your self.
The borrower submits a loan application to the smart contract. The application includes everything in your Talent Passport i.e. personal information, such as name, biography, wallet address and activity within it, Activity Skills and Builder Score, and the purpose of the loan.
The investors see a list of all applicants and approve a credit line to a borrower in a given token ($Talent, $usdc or $xoc), the funds are then instantly available for the borrower to withdraw.
The borrower can then withdraw the full amount that was approved by the investor all in a decentralized manner, the smart contract being the Schelling Point.
If the borrower doesn't pay, they will be added to the Wall of Shame and hounded on social media to repay the loan.
Borrow
You can use borrowed $Talent to temporarily increase your Builder Score, or to degen into a DeFi Protocol”!
Borrow
You can use your borrowed $XOC to leverage yourself denominated in pesos, to buy CETES or any other lever that this new money lego offers.
Borrow
$USDC is the widest used stablecoin in the world, you can use it to buy more crypto or to pay your bills.