Quick and Easy Loans for Your Web3 Needs.
Our smart contracts offer a hassle-free and streamlined borrowing experience providing you with the funds you need in a timely manner to meet your financial requirements.
How it works?
This is a process, how you can get loan for your self.
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Application
The borrower submits a loan application to the smart contract. The application includes everything in your Talent Passport i.e. personal information, such as name, biography, wallet address and activity within it, Activity Skills and Builder Score, and the purpose of the loan.
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Credit-Line Approval
The investors see a list of all applicants and approve a credit line to a borrower in a given token ($Talent, $usdc or $xoc), the funds are then instantly available for the borrower to withdraw.
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Loan Management Console
The borrower can then withdraw the full amount that was approved by the investor all in a decentralized manner, the smart contract being the Schelling Point.
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Loan Repayment Agreement
If the borrower doesn't pay, they will be added to the Wall of Shame and hounded on social media to repay the loan.
We use your Talent passport to calculate your risk profile and extend an almost instant credit line.
Borrow
Borrow $TALENT
You can use borrowed $Talent to temporarily increase your Builder Score, or to degen into a DeFi Protocol”!
Borrow
Borrow $XOC
You can use your borrowed $XOC to leverage yourself denominated in pesos, to buy CETES or any other lever that this new money lego offers.
Borrow
Borrow $USDC
$USDC is the widest used stablecoin in the world, you can use it to buy more crypto or to pay your bills.
